COMMGiving: Need vs Desire, Spending Formula

The marketer's secret formula for getting you to spend and what you can do to control your spending...with a preamble on finally fixing my credit score mystery. https://www.youtube.com/watch?v=t1V2C8K3aDM

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COMMGiving: Two ISPs, Me and The Referee

Bridging the differences between Corporate Specialists, Customer Complaints and using The Referee. https://www.youtube.com/watch?v=YCwm8ZefuIA o /|\ / \ (Bro speak) --« include »--> ( #metoo)